Insurance Preparedness for Natural Disasters

The Maryland Insurance Administration encourages residents to be prepared for natural disasters by reviewing and understanding their insurance coverage and by considering the purchase of flood insurance. ​​​​

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General Information

Claims Process

 

What To Do Before A Loss

 

What To Do After A Loss

 
Frequently Asked Questions:

Flood Damage

     Auto

     Home

     Business

​Earthquake Insurance

 
  • While a homeowner’s policy typically does not cover damages from an earthquake, consumers may be able to purchase a separate earthquake insurance policy or endorsement. The terms, conditions and exclusions in an earthquake insurance policy or endorsement will vary from one insurer to the next. Read the policy or endorsement, and talk to your insurance producer when considering your purchase of earthquake insurance.
  • For more general information about such policies, see the National Association of Insurance Commissioner’s brochure "A Consumer's Guide to Earthquake Insurance."

State and Federal Resources

Disaster Specific Information

 

Videos

 
  • ​Filing a Weather-Related Claim: Video
  • Be Prepared Before Disaster Strikes: Video
  • Tips on creating a Home Inventory: Video
    Realice un inventario de su hogar: Video
  • Because Your Family Matters An Insurance Disaster Preparedness Review: Webinar
  • Disaster Preparation: Whiteboard video
  • NEW Flooding in Maryland is More Common than You Think: Video
  • NEW Maryland Flood Awareness Month: Video
  • Flood Insurance Tips: Video
  • Flood Insurance Preparation: Whiteboard video
  • What to do before a disaster: Video
    Que hacer ante un desastre
  • What to do after a disaster: Video
    que hacer despues de un desastre
  • If a tree falls on your property, are you covered by your homeowners policy? Video
  • Storm damaged vehicles and comprehensive coverage: Video
  • There's Been a Disaster - What Should I Do? Video
  • Tips to Help Prepare for a Disaster Video
  • Do I Need Flood Insurance? Video
    Necesito un seguro contra inundaciones: Video
  • NEW Tips for Purchasing Flood Insurance: Video
Flood Insurance Tips 
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Be Prepared Before Disaster Strikes

 

Video production by Maryland Public Television (1:12)

Flood Insurance

Disaster Preparedness​

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