• ​FAQ: Catastrophic Health Plans and Other Health Insurance

• MHPAEA Enforcement Actions
• Key Terms
• Frequently Asked Questions
• NEW Consumer Advisory: Getting started with help for mental health problems
• ​Maryland's Opioid Crisis and how the Maryland Insurance Administration Can Help Presentation​
• Consumer Guide to Understanding Your Health Insurance coverage for Mental Health & Substance Use Disorders
• Guía Del Consumidor Para Comprender La Cobertura Del Seguro De Salud Para La Salud Mental Y Trastorno Por Uso De Substancias
• Navigating Private Health Insurance Coverage for Mental Health and Substance Use Disorder Emergencies
• Mental Health Parity and Addiction Equity Act Compliance
  See also the Mental Health Parity and Addiction Equity Act Resource Guide and Equitable Insurance Coverage for Mental Health and Drug Treatment, publications of the University of Maryland Carey School of Law.

• En español: Inscríbase en línea a MarylandHealthConnection.gov/espanol
• How to enroll through Maryland Health Connection
• See if you may qualify for financial help with your insurance
• FAQ from the MD Health Connection
• FAQ General Health Insurance and the ACA
• Exemptions from the requirement to have health coverage
• Appealing a decision made by Maryland Health Connection
• Guide to Maryland Health Connection services and who to contact

Shopping for Health Insurance

• NEW Health Insurance Tips
  Consejos sobre seguros médicos
  건강 보험 팁
• NEW Before You Buy that "Low Cost" Health Insurance: Know What You're Buying
• Consumer Advisory: Know The Details When You Shop for Health Insurance Coverage
• Need help shopping for coverage? You may find the NAIC's Health Insurance Shopping Tool useful
• FAQ: Health Insurance Rates and the Review Process
• What to Ask When Shopping for Health Insurance
  Qué preguntar al comprar un sequro médico

Health Insurance Options

• Health Insurance Options
• Consumer Advisory: Is a Short-Term Medical Plan for You?
• Dependent Health Coverage Up to Age 26
• What Consumers Need to Know About Discount Medical and Discount Drug Plans

Understanding Your Health Insurance

• NEW Consumer Guide: Using Your Health Plan
  Guía Del Consumidor Para Utilizar El Plan De Salud
• Consumer Advisory: Request to See an Out-of-Network Provider
  NEW Asesoramiento al consumidor: solicitud para consultar a un proveedor fuera de la red
• Consumer Advisory: Understanding Your Health Insurance Coverage
• A Consumer Guide to Understanding Your Health Insurance Costs
  Guía Del Consumidor Sobre Comprender De Los Costos De Su Seguro De Salud
  건강보험 비용 이해에 대한 소비자 가이드
• Request for confidential communications form
  FORMULARIO DE SOLICITUD DE COMUNICACIÓN CONFIDENCIAL

Habilitative Services

• Parents' Guide to Habilitative Services
  Guía de los padres a los servicios de habilitación
• Questions to Ask Your Health Insurance Company or HMO About Your Child's Access to Habilitative Services Benefits

Claims

• Your Rights When Your Health Insurer Will Not Pay For Health Care Services
  Sus Derechos Cuando Su Seguro De Salud No Pagará Por Los Servicios De Atención Médica
• Consumer Advisory: Appealing a Denial of Service
  Asesoramiento al consumidor: apelación de una denegación de servicios
  소비자 자문 – 서비스 거부에 대한 항소
• Consumer Advisory: Know Before You Go: Understand Your Financial Responsibility Before Seeing A Health Care Professional
• Frequently Asked Questions to Help You Understand Your Health Insurance Coverage and the Claim Process
  ​Preguntas Frecuentes Para Ayudarle A Comprender Su Cobertura De Sequro Médico Y El Proceso De Reclamos
  의료보험 적용과 청구 과정의 이해를 돕는 흔한 질문
• Pre-Authorization Form - Information to Assist with Claims

Health Care Bills

• Understanding Medical Necessity
• Codes and Claims
• Filing Health Insurance Claims
• How to Appeal A Denied Claim
• Explanation of Benefits

• View 2021 proposed health insurance rates
• Frequently Asked Questions: Health Insurance Rates and the Maryland Insurance Administration's Rate Review Process
• View VIDEO of July 15, 2020 ACA Rate Review Hearing

• FAQ: Credit Insurance
• NOTICE: New Federal Regulations regarding Short Term Limited Duration Insurance 
• Essential Health Benefits
  Refer to this chart if you have an individual insurance policy or if you receive your insurance from an employer with 50 or fewer employees.
• Maryland Mandated Benefits
  Refer to this chart if you receive your plan through an employer with more than 50 employees or if you are in a grandfathered plan.
• Click HERE for information on Consolidated Omnibus Budget Reconciliation Act (COBRA)
• Information about habilitative services
• Maryland's Senior Health Insurance Assistance Program
• Consolidated Omnibus Budget Reconciliation Act (COBRA) and Continuation of Coverage Rights​
• Comparing the Quality of Maryland Health Benefit Plans
  Produced annually by the Maryland Health Care Commission, the report provides consumers with information on the performance of Maryland's health benefit plans, including how well they provide important clinical services and how enrollees feel about their plans.
• Maryland Health Care Commission Hospital Guide
  Visit the Maryland Health Care Commission for a guide to Maryland hospitals.
• HIPAA
  Title I of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) protects health insurance coverage for workers and their families when they change or lose their jobs. The HIPAA website contains information for consumers, state regulators, large and small employers, and self-funded nonfederal governmental plans.
• Maryland Life & Health Insurance Guaranty Corporation
• ​Maryland Medical Assistance for Families
  Medical Assistance for Families will provide comprehensive health care to many more parents and other family members caring for children. Eligibility depends on family size and income.
• Employed Individuals with Disabilities Program (EID)
  Extends Medical Assistance health benefits to working Marylanders with disabilities
• Maryland Life & Health Insurance Guaranty Corporation
• Limited Benefit Plans, High Deductible Plans, and Health Savings Plans
  Contemplating Options When Comprehensive Health Insurance Isn't Available to You
  Consumer Alerts from the National Association of Insurance Commissioners
• Federal Information Regarding Health Plans
  This provides information from the U.S. Department of Labor regarding certain federal regulation of consumer health plans, including HIPAA and COBRA.
• Information on Evergreen Health Inc. receivership

• List - Carriers with Approved Individual Health Benefit Plans in Maryland
• List - Carriers with Approved Small Group Health Benefit Plans in Maryland
• List - Carriers with Approved Individual Short-Term Medical Plans in Maryland
• List - Carriers with Approved Individual Dental Policies
• List - Carriers with Approved Stand-Alone Dental Plans Certified for Sale Outside the Exchange in Maryland

• What Consumers Need to Know About Discount Medical and Discount Drug Plans​
  

• ​Click HERE for Dental Related Information

• ​Health Care Bills: Filing Health Insurance Claims: Video​
• Health Care Bills: What is an Explanation of Benefits? Video
• Health Care Bills: Codes and Claims: Video​​
  
• Webinar: Annuities 101: Video
• Health Insurance for Young Adults: Video
  Seguro Médico para Adultos Jóvenes
• Understanding Health Insurance Coverage for Mental Health and Substance Use: Video
• Understanding Your Health Insurance Coverage: Video
• Understanding Your Rights - Health Insurance Claims Process: Video​
• Living in Baltimore Greater Baltimore Community Housing Resource Board Radio Show Heatlth Insurance and Access Study - Interview
• Understanding Your Health Insurance Coverage: Webinar
• Message on Healthcare: Video
• Medicare Supplement Insurance in Maryland: Webinar
• Understanding your Health Insurance Costs and terms used in policy: Video
• Simplifying Disability Insurance: Video
• Understanding Provider Networks: Video
• Understanding the Explanation of Benefits summary from your provider: Video
• Understanding how to appeal a health care service denial: Video
  Apelar una decisión de servicio médico: Video
  건강보험사의 결정에 항소하기: 동영상
• The LIfe and Health unit is here to help: Video
• The Life and Health Complaints Unit May be Able to Help: Video

• Essential Health Benefits - Refer to this chart if you have an individual insurance policy or if you receive your insurance from an employer with 50 or fewer employees.
• Maryland Mandated Benefits - Refer to this chart if you receive your plan through an employer with more than 50 employees or if you are in a grandfathered plan.

• ​NEW Medicare Supplement FAQs
• Carriers with Approved Individual Medicare Supplement Policies in Maryland
• Monthly Premiums for Medicare Supplement Policies
• Other Related Information
• February 2021 Webinar
  View hard copy HERE.
  View video HERE.

• ​Long-Term Care Insurance

• ​​Insurance carriers with approved individual dental policies
• Learn about dental plans available through Maryland Health Connection and enroll
• Department of Health and Mental Hygiene Oral Health Resource Guide